The CRR/CRD framework applies primarily to credit institutions and systemically important investment firms (Class 1 under IFR). It imposes minimum capital requirements, supervisory reviews, and transparency obligations, along with liquidity rules such as the LCR and NSFR. Large EU banks or systemic broker-dealers typically use this framework.  In contrast,… Read More »How is the Capital Requirements Regulation different from the Investment Firms Regulation?

As law is not a static but dynamic phenomenon, and ever since these matters are of extreme importance to all inhabitants of the European Union, the right of access has been raised to the Court of Justice of the European Union (“CJEU”) as the final… Read More »The application of the Right of Access by the Court of Justice of the European Union

Within the European Union (“EU”), privacy and personal data protection matters are regulated by the General Data Protection Regulation (EU) 2016/679[1] (also known as “GDPR”) as well as by each EU Country’s (hereinafter “Member State”) legislative and regulatory privacy framework. The GDPR, preceded by the Data… Read More »What is the Right of Access?

The Malta Financial Services Authority (MFSA) has initiated a public consultation on proposed changes to the Capital Markets Rules, representing a key milestone in establishing a dedicated regulatory framework for sukuk Shariah-compliant financial instruments in Malta’s capital markets. What is Sukuk? Sukuk (often referred to… Read More »Can Malta Become a Gateway for Islamic Capital Through Sukuk?

The ESAs have published the final Policy documents which complete the set of documents complementing DORA (REGULATION (EU) 2022/2554). The following final documents have been issued: · Final report DORA RTS on TLPT (Threat-led Penetration Testing) · Final report on the draft RTS and ITS… Read More »DORA – 2nd batch of final policy requirements has been published. Are you ready?

Developments are underway as the EU fortifies its AML/CFT framework with a robust legislative package designed to standardize rules across member states and enhance oversight. The package includes key elements such as the AML/CFT Regulation (AMLR), the 6th AML/CFT Directive (AMLD6), the establishment of the… Read More »Will the new AML Package be a Compliance nightmare?

The Bridge Summer Event is an opportunity for the firm to bring together our experts, clients and partners to celebrate the technical support that our team at Bridge contributes to the success of our clients and at the same time show our gratitude for their… Read More »Bridge celebrates its clients at the Summer Event

Nikki Vukovic (CISA), our IT Risk Consultant and Auditor at Bridge recently achieved her DORA Certified Compliance Specialist Certification (DCCS) through the Cyber Risk Academy of the International Cyber Threat Task Force (ICTTF). Nikki provides advisory services on IT Risk and DORA compliance, carries out… Read More »Bridge is DORA Enabled

Money 20/20 – the European version – in Amsterdam is the premium event for payments institutions every year.  I was an attendee in 2022 and also last year, while this year Bridge was granted a slot on the ‘Mastercard’ stage on the second day of… Read More »A speaker role for Bridge in Money 20/20 – Amsterdam 2024

It was an utter surprise when Mr Julian Holland from YMCA reached out to me a few days ago to share with me that they wanted to show their appreciation for the help Bridge gave them over the last few months. Bridge is a very… Read More »YMCA is the social responsibility partner of Bridge Advice